Auto Credit of Southern Illinois is now America’s Car-Mart, Inc.

We’re excited to welcome the Auto Credit of Southern Illinois team to our America’s Car-Mart family. Our purpose is to keep customers on the road and provide peace of mind in one very stressful area of life – used car ownership. We have a strong tradition of serving hard-working Americans by delivering quality, used vehicles at affordable prices.

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Rev Up Your Tax Refund

Tax time is the perfect time to choose Car-Mart. We can help you make the most of your tax refund, whether you decide to put it towards buying a new vehicle or paying down the financing term on your current one. Bring your W-2 to your local dealership, and we’ll help you file your taxes. We’ll talk about how you can maximize your tax refund to keep you on the road with a quality, used vehicle.

*Tax returns prepared by Tax Refund Services, Inc. DBA Tax Max, which is not affiliated with America’s Car-Mart.*Refund Advance available until March 15, 2024, based upon bank approval through EPS Financial, a division of Pathward Financial. **$75 Cash Back disbursed after IRS acceptance via Cash App, Venmo or PayPal.

Don’t Have Perfect Credit?

We pride ourselves on being a different kind of dealership. We’ll help you quickly get into a dependable, used vehicle and on your way. We’re a great option for those who may not qualify for traditional used car financing because of bad credit, no credit, repossession or past bankruptcy.

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What Does This Mean for Our Customers?

Financing and Payments
Financing & Payments

We aim to understand your current financial situation, budget, and goals to determine a low down payment and payment plan that’s affordable and works for you.

Hand-Selected Vehicles
Hand-Selected Vehicles

We strive to earn your repeat business by providing quality used vehicles at the best value so you can purchase with confidence.

Customer Experience
Customer Experience

Whether you have bad credit or no credit, America’s Car-Mart is here to promise you 100% satisfaction.